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Legato Wealth Management
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    • The Pair: Estate Freeze & Legato Plan
    • 70 Years and 214 Days
    • Tax Apportionment in Estate Planning
    • Beneficiary Designations and Resulting Trusts Revisited
    • Reviewing A Shareholder's Agreement
    • Part 1: Legacy Gifting Private Company Shares
    • Part 2: Legacy Gifting Private Company Shares
    • Life Insurance As Fixed Income Plus
    • Smooth Transitions
    • Reduce Estate Shrinkage
    • Take Time For Your Legacy
    • Protect Your GrandChildren
    • Another Asset Class
    • Take Five
    • Inheritance & Taxation
    • Cash Me If You Can
    • Think Wider
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    • Legato 3
    • Retirement Income
    • Look Across
    • Lest We Forget
    • Partners In Search For A Cure
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Steps to Legato

​Legato for Life
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From protecting a young family from the unexpected, to reducing taxes during the working years and finally creating a smooth legacy transition, Legato helps everyone protect, save and prosper throughout their lifetimes and onto the next generation. ​
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​There's a sense of security and pride to know that the family will be capable of paying their mortgage and bills, affording to put food on the table and keeping each member of their family on a consistent path going forward. Having the proceeds of a life insurance policy flow to a family soon after the loss of a loved one allows that family to stand on it's own feet financially during their time of need. This can be vital whether the family has been living on a tight budget or not.

Investing in life insurance should be a valuable asset adopted into everyone's financial plan whether effectively renting short term coverage or investing in the ownership of a forever life insurance policy. 

As the success of the family grows over time and their needs reduce, life insurance becomes part of their retirement and estate solution that also provides liquidity for additional purposes. The benefits are uniquely available through this industry and have been put in place to help Canadians. 
Legato1 Plan

Each of our Legato1 term life insurance plans has been designed to be inexpensive now, and convertible to a permanent Legato3 policy later, allowing a continuity of coverage and benefits over decades, through the inevitable changes in health.
Legato3 Plan

A lifelong plan that brings unique life, legacy, and philanthropic benefits to a financial plan. The plan typically becomes paid-up within ten (10) years, grows slowly and steadily in value every year and lasts for a lifetime, even if the life insured lives past one hundred (100) years of age. 
Learn more about these different Legato plans by clicking here.
Begin your Legato journey by clicking here.

Copyright 2023- Legato Wealth Management Inc. 

  • Home
  • About
    • Mission & Principles
    • Our People
    • Strategic Relationships
    • Community
    • Learning & Connecting
    • Contact
    • Meeting Legato >
      • Meeting Checklists
      • Parking
      • Review Online
  • Solutions
    • Creating & Distributing Wealth
    • Key Understandings
    • Legato Plans
    • Philanthropy
    • Steps to Legato1
    • Policy Search
    • Will Search
  • Articles
    • The Pair: Estate Freeze & Legato Plan
    • 70 Years and 214 Days
    • Tax Apportionment in Estate Planning
    • Beneficiary Designations and Resulting Trusts Revisited
    • Reviewing A Shareholder's Agreement
    • Part 1: Legacy Gifting Private Company Shares
    • Part 2: Legacy Gifting Private Company Shares
    • Life Insurance As Fixed Income Plus
    • Smooth Transitions
    • Reduce Estate Shrinkage
    • Take Time For Your Legacy
    • Protect Your GrandChildren
    • Another Asset Class
    • Take Five
    • Inheritance & Taxation
    • Cash Me If You Can
    • Think Wider
    • Succession Planning
    • Legato 3
    • Retirement Income
    • Look Across
    • Lest We Forget
    • Partners In Search For A Cure